Terms of Service

Welcome to Monary. By accessing or using our service, you agree to be bound by these Terms of Service. Please read these terms carefully before using Monary.

1. Acceptance of Terms

By accessing or using Monary, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

Monary is an expense tracking application that allows users to monitor and manage their financial transactions. The service includes features for recording expenses, generating reports, and analyzing spending patterns.

3. User Registration

To use Monary, you must create an account. You agree to: - Provide accurate and complete information - Maintain the security of your account credentials - Promptly update any changes to your information - Accept responsibility for all activities that occur under your account

4. User Responsibilities

When using Monary, you agree to: - Comply with all applicable laws and regulations - Not use the service for any illegal or unauthorized purpose - Not attempt to probe, scan, or test the vulnerability of our system - Not interfere with or disrupt the service or servers

5. Data Privacy

Your privacy is important to us. Our collection and use of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service.

6. Service Modifications

We reserve the right to modify or discontinue, temporarily or permanently, the service with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

7. Intellectual Property

The service and its original content, features, and functionality are owned by Monary and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. User Content

You retain all rights to any content you submit, post, or display on or through the service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute such content.

9. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the service will immediately cease.

10. Limitation of Liability

In no event shall Monary, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses.

11. Disclaimer

The service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, secure, or error-free.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. Continued use of the service after such changes constitutes acceptance of the new Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Monary operates, without regard to its conflict of law provisions.

For questions about these Terms of Service, please contact us at info@monary.me.

Last updated: January 2025